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US Title Abstract
An Owner and Encumbrance (O&E) Report produces the title of a given property from the time that the current owner acquired it to the present time. The process entails searching by various methods to retrieve property related documents which are filed in County land records. Open mortgages and liens associated with the owner and/or subject property, that were recorded after the current owner's acquisition of the property, will appear on the report. Judgments against the owner that fall within the state's statute are also reported.
APPOINTMENT
A Two Owner Title Search produces a report of a given property going back two owners in the chain of title to the present time. The process entails searching by various methods to retrieve property related documents which are filed on the public land records. Open mortgages, liens and judgments associated with the subject property under the current owners, as well as the individual(s) who owned the property immediately prior to them will appear in the report.
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A Full Title Search is usually completed must be searched back at least 30 years Chain of Title, A full search will also include easements, covenants, conditions, and restrictions (CC&Rs), agreements, and maps that will affect the property in question.
APPOINTMENT
100 year Chain of Title showing all open liens of record. Includes Judgments, Assessment Information, Tax Amount & Status. Copies of Right of Ways, Restrictions and Out Conveyances provided unless otherwise stated on order.
APPOINTMENT
A Mortgage and Assignment Search is a search of one specific mortgage and any assignments that are associated with it.
Type’s Of Mortgage and Assignment
- Specific Mortgage
- 2nd Position Mortgage And Assignment Search
- Reverse And Hud Mortgage and Assignments Search
An Update, also known as a bring-down, is a continuation of a previously completed title search. The purpose is to include anything that has been recorded since the time of the last effective date and include a new effective date.
APPOINTMENT
An examination of the land records and title search to determine the ownership to a particular parcel of property, including a report on any encumbrances, open liens, or title problems that are shown on the records.
Title Examination (page-by-page review for defects)
APPOINTMENT
A foreclosure guarantee is a type of report (e.g. trustees sale guarantee, judicial foreclosure guarantee and litigation guarantee) that is used mainly for foreclosing an encumbrance (or a lien) in a certain property. The title searcher will perform a full coverage search to the property in default and a search for the addresses of the lien holders to the property in default. The addresses will be used for sending copies of the notice of foreclosure letters (such as notice of trustees sale, etc.) to the lien holders to the property in default.
APPOINTMENT
- A probate search is a thorough review of the probate case file located in the Probate Court Clerk’s Office, also referred to as a Surrogate Search The search will list the information about the decedent including beneficiaries and a copy of the will filed, if any. The status of the probate file will be included in the report along with the status of the Estate Taxes.
- State and county of the deceased
- Name of the deceased, including middle name or initial if available
- Date of death or year that the case was filed, if known
This title search looks for any open judgments and liens on a property, giving you transparency on any unpaid judgments or liens on the owner or the property.
APPOINTMENT
This report involves a legible copy of the current vesting deed(s) to reflect 100% fees simple ownership to this property
APPOINTMENT
60 year Chain of Title showing all open liens of record. Includes Judgments, Assessment Information, Tax Amount & Status. Copies of Right of Ways, Restrictions and Out Conveyances provided unless otherwise stated on order.
APPOINTMENT